google-site-verification: google66263fa82c0925a6.html

Browsed by
Author: gratzeez

“Mobile payment apps are safer than debit cards”, here is the reason…

“Mobile payment apps are safer than debit cards”, here is the reason…

For a few customers, paying at the checkout line turns into a great deal less complex when they can swear off the plastic card and pay with their mobile phones. Mobile payment applications like the Isis Mobile Wallet, Google Wallet, mobile tip payment app GratZeez, Square, and LevelUp transform your phone into source of payment: Just store your information of credit card or debit card on the phone and scan the gadget at checkout. “Consumers like the convenience factor,” says Sarah Jane Hughes, a commercial law professor at Indiana University. Be that as it may, is it true that this new type of mobile payments or tip by phone apps is safe?

Master card or payment app? Think!!!

Around 14 percent of mobile users made a mobile payment in 2012, as indicated by a recent study by the Federal Reserve. As indicated by the study, worries about the security of the innovation were the essential reason respondents gave for not utilizing payment apps. Hughes says one security favorable position to utilizing payment apps is that “your mobile phone regularly stays inside your observable pathway. So dissimilar to the Mastercard that gets moved to the back room, you’re substantially less liable to give individuals a chance to take your mobile phone away.”

mobile tip payment app
mobile tip payment app

Dr. Raj Patel, CEO and founder of GratZeez, a mobile tip payment app says that it is quite safe as they are directed on phones that have GPS, which means the other person can figure out who you are and whether the exchange is a honest to goodness one. There’s a considerable measure of data around the transaction that can really be used to ensure individuals, and that information isn’t accessible with a plastic charge card.

Numerous individuals might be less inclined to attempt mobile payment apps basically in light of the fact that debit or credit cards have been around longer, however that shouldn’t be the situation. “It looks bad to make the contention that in light of the fact that the 16-digit account number has been around longer that its better,” Ben Milne, CEO of Dwolla says. “In any occasion, likely what it means is the framework has more issues. To me, if anything, it has likely more known methods for being misused on the grounds that it’s been around for so long.”

Still, mobile payment apps were not safe from security dangers earlier. Square was hacked in 2011, and also Google Wallet last year.

While tips by mobile apps are generally protected, there are additional precautionary measures you can take.

Tips to guarantee your records are secure when utilizing mobile payment apps:

  1. Have a PIN on your telephone. A secret key to get to your keypad includes an additional layer of insurance, in the occasion your telephone gets stolen.
  2. Utilize an application that issues a quick electronic receipt. That way you can check the measure of cash you spend directly after every buy or tipping
  3. Pick a technique that gives you no less than two-factor verification, for example, a secret key on the mobile and another to get to the payment application.
  4. Take care of statements routinely. Pretty much as you’d adjust a checkbook, make a point to coordinate up your mobile payments with receipts. Anyone who is going to do payment through a mobile phone should give careful consideration to their record.
  5. Report security and issues immediately. Your mobile payment is regularly secured by the Electronic Fund Transfer Act, however as far as possible rely on upon how rapidly you report the issue. The initial two days, you’re really very much secured. After that, the risk can go up to many dollars even. Also, if you don’t do it immediately, it can go more than thousands of dollars.
If you miss this, you will surely end up in “paying with cash” next time

If you miss this, you will surely end up in “paying with cash” next time

Everything and anything through mobile….How it sounds like? Yes, definitely this is going or has already proved to be good enough in case of payments without cash.

Are you already going cashless?

Right now, the industry pioneer in these sorts of mobile apps is Google, which has presented Google Wallet. In any case, it is likely that Gratzeez has entered this business sector also. Gratzeez has found to be the one of the best mobile payment tip apps. Have you ever thought why the mobile payment apps are now being used widely everywhere especially in US? It is clearly understood that people are no more comfortable in using cash transfers due to many reasons. If you are a person who says “cash transfer is best”, here are some disadvantages of paying money.

best mobile payment tip app

  1. You’ll miss the comfort of applications that naturally track your spending.

In the event that you utilize an application to help you watch your financial plan and spending, you’ll need to enter money consumptions by hand.

  1. Your buys won’t be secured by extra customer protection from credit card organizations.

Most Visa organizations shield you from extortion and offer guarantees against items that end up being lemons—insurance you won’t enjoy when you pay money.

  1. You can’t get a refund for stolen money.

In the event that somebody takes your card and makes a pack of deceitful buys, the bank will recover your cash the length of you take after its reporting forms. In the event that your money is stolen, however, wave farewell.

  1. Some traders require charge cards.

A few vendors, for example, inns and auto rentals, require a Visa card to secure the administration.

  1. Automatic options of payments might be constrained.

Numerous programmed payment choices are connected to a credit or Mastercard.

  1. Not able to pay tip…no issues give tips by mobile

If you got a service from a restaurant and you may forget to pay a tip or you won’t be able to pay a tip since you don’t have money. This can be a bitter experience. Such situations can be avoided if you have a mobile payment app with you as you will never forget to carry your mobile wherever you go.

You will be now aware of many cons of payment only by cash. But are you aware of the advantages of using payment apps for various reasons?

Here it goes……

1) Security

The technology being utilized to introduce a cashless age can possibly offer security advantages to its clients:

  • It’s easy to close down an advanced wallet remotely if it falls into the wrong hands.
  • Your app sign in is yours and yours alone, and in this way difficult to duplicate.

2) Comfort

A cashless framework could be advantageous for clients who like to consolidate different capacities onto one handheld gadget:

  • It wipes out the need to convey money or plastic.
  • Digital payments can be made with a tap or wave of a cell phone, contingent upon the innovation utilized.
  • It would make it less demanding to acquire cash through loan or even from friends.

3) Give tips by mobile

This can be greatest advantage in the hospitality industry. Mobile tip payments apps allow its users to show their gratitude for service through provide tip just a click away on mobile phones. Wow…this sound great, isn’t it? This will be very useful if you don’t carry money with you every time you move out.

4)         Increase rate of tracking clients

Clients like speedy administration, particularly when paying since that is regularly their slightest most loved part of the shopping or restaurants. By using best mobile payment tip app, it is also possible to track clients in your area of service and offer them a good one.

5)         Integrate and build motivation programs.

One of the greatest advantages of utilizing a mobile payment app is the capacity to coordinate dedication and impetus programs into the mobile payment applications.

Why don’t you Try the new way of appreciation?

Why don’t you Try the new way of appreciation?

The payments using mobile are turning out to be more prevalent all through the current market yet they have a particularly significant corner in the hospitality business. Observing the enhanced experience that mobile tip payment app give, clients, as a way of appreciation are reacting with higher tips. The supervisors of many hotels have expanded by 12 percent since the restaurant started offering a choice to give tip through mobile app. Here’s the way mobile innovation reinforces restaurant benefits and fabricates client unwaveringness:

Clients control their own planning and timing

The restaurants with table services are one of public exchanges in which a client must choose the option to sit and hold up until they’re taken note by a service boy. While there are numerous circumstances that may require lining up for service, a restaurant situation offers far less clarity. Regardless of the fact that the client is in a rush to leave, in today’s fast moving world, they can’t pay until they pull in the consideration of their server. Regardless of the possibility that the food was stellar and the environment faultless, a client’s last impression will be the inconvenience of being kept at their table, and their tip may well mirror this experience. The mobile tip payment app let the client pick when to leave, and this little advancement has a major positive effect on the whole feast experience. All things considered 70% of clients say bad payment experience with restaurants can demolish their whole eating experience.


Less stress on waiters or bearers implies better service

Technology of mobile payments likewise implies that servers don’t need to invest energy entering charges and conveying receipts, rolling out improvement and part tabs. Therefore, they  feel less surged and they can put more concentration into welcome and connecting with clients. Higher tipping and better client experience is the normal after effect of this advancement.

No more requirement of math

Toward the end of a long night, clients’ math skills are not at their most honed. Restaurant purpose of payment applications offer programmed tipping decisions, and Today News reports that clients regularly have a tendency to pick one of the average rate alternatives while tipping by means of mobile payment. Clients can’t pay until they enter a tip sum (which can be zero), consequently keeping away from the incidental exclusion of tips. Besides, it also work totally by reducing potential math mistakes (and diminished tips) that frequently spring from a table of companions attempting to ascertain every individual’s different offer.

While these business keeps on extending, and the quantity of mobile wallet exchanges is relied upon to achieve 195 billion by 2019, these new payment strategies as a way of appreciation are additionally still a curiosity but will surely master hospitality industry. CBC reports that one driver of the pattern toward higher tips is the sheer fun variable; client faithfulness reward programs, request ahead choices, and a responsive interface convey new shimmer to the whole exchange.

Hereafter provide exact tip to your restaurant waiter, cab driver or hair stylist

Hereafter provide exact tip to your restaurant waiter, cab driver or hair stylist

If you don’t have a habit of giving a note of money into your waiter’s hand, the chances to reach money to the waiter would be very less. Are you surprised?

As indicated in a review by the Caterer, the hospitality industry trade magazine, the normal sum in tips that front-of-house restaurant staff take home toward the end of shift is 25.81 US Dollars.

This will undoubtedly stun numerous coffee shops that have left fundamentally more on the table after their last supper out – yet the tipping frameworks set up at most US restaurants can be complex.

What does a tip or gratuity means?

As a beginning, do you know what exactly a tip is? As indicated by the Department for Business, Innovation and Skills (BIS), which drew up the deliberate code on tips, coffee shops are frequently confounded by the distinction between service charges, gratuities, tips. A service charge, as per the code, is a sum added to your bill before it is given to you and is quite often in view of a rate of the bill. In the event that it is “optional” that you are allowed to make the payment or not.

A gratuity, or tip, is a willful payment or a voluntary payment given far beyond the measure of the bill (and, trust it or not, any service charge) as a reward for intended person from you to waiting staff.

Normally, tips are left in real money, whereas gratuities are payments made electronically through a card terminal. The less seen fee cover charge is a settled charge for every client that is typically compulsory. Those charges must be expressed on taxes or, on account of restaurants, menus.

If you need to ensure that your server is getting each penny of that well deserved money provided by you there are steps you can take.

GratZeez mobile Tip App

Use GratZeez mobile tip payment app which ensures a flawless transfer of money from your account to service provider account through a simple mobile app.

Bill of rights

You can request service charge to be expelled from a bill and pay a different tip in real money to the waiter.


Pay all tips

Including any service charge added to your bill – in real money. In principle, one of two things will then happen: either your server will take the cash specifically or, if there is a pooled-tips framework set up, such tips ought to be gathered and conveyed by the “troncmaster”, an assigned non-management worker. In this manner, administration doesn’t have the capacity to intercede to impose any “administration charge”.

How much should you pay?

The vast majority of us know it is suitable to tip a server 10% or more at a restaurant yet it’s not generally clear where to tip somewhere else – or how much. Here are the exact and deserving amounts to be paid to the service provider even though tipping is merely your choice.

At the bar

You are not expected to tip with cash for beverages in pubs. If the barman gives particularly great service or takes care of enormous requests for you, it is acknowledged to “purchase one for yourself” or something comparable. You are not anticipated that would tip for food in bars but rather, with the development of gastropubs, this has turned into a grey area.

Your cab driver

About 10% of the total fare is common for authorized, metered taxis. Minicabs and rural taxis ordinarily charge a pre-agreed fare and many individuals don’t add an extra tip.

At a hotel

Smarter hotels will ask for a normal tip. Give a small tip to bellboys or doormen if they take your packs to your room. Room boys ought to be tipped after checking out in the event that they have assisted with taxis or baggage.

At the salon

Stylists expect a tip of around 10% and juniors may be given $1-$2 per client.

Will GratZeez be an evolution in the service industry? – An interview with Dr. Raj Patel

Will GratZeez be an evolution in the service industry? – An interview with Dr. Raj Patel

As technology keeps on expanding the pace of our everyday lives, money related exchanges will be compelled to end up more flexible. GratZeeZ could use every detail of such enterprise solution in an undeniably mobile and on-the-go world, by introducing a mobile fintech technology payment app, with simple and instinctive close field innovation capacity that permits you to discover whom you wish to tip, and flawlessly suited for secure exchanges regardless of where you happen to work together that day.

Listen to interview with Dr. Raj Patel, CEO of GratZeez, Inc, (an app for easy tipping on a person to person stage (P2P) that is turning into the best distinct option for tipping without utilizing money, with social respectability where tip has truly gone as an advanced tool) to know how it turned out to be a successful one.

How the idea of tipping via app, “GratZeez” came into mind?

“Tipping has always been a part of every country’s culture. I do travel a lot and travelling to other places definitely requires staying at hotels and I had faced the problem of tipping, where I had only debit cards to exchange money and the person who suffers from that would be, say, the room keeper or the server at the restaurant. This led me to initiate GratZeez, to show gratitude to the person who deserves a tip. Never leave a place without giving gratuity if you have received a good service from them as it is the way of appreciation.”

Gratzeez Tipping App

Is there any possibility of fake users?

It’s completely up to each person whether to reward for the service through our wallets. Giving gratuity is a way of sharing and sharing is always caring, thus, a server in a restaurant or a personal groomer likes hairstylists, or hotel hospitality server or valets who treat your vehicle with care deserve to receive a tip from you. But we ensure the person to be authenticated. We authenticate about the genuine nature of user for a smooth service by comparing the credentials provided to those in the authentication server. If the user is found genuine, he will be granted authorization of access.”

How can it be useful in terms of gratuity tracking?

“Data analytics can be helpful whether it is in the hands of an employee, a business, or the client. For the server who gets gratuities, a combined database of gratuities received and where they originated from can distinguish good working environments, effective strategies, and loyal clients to give that touch of additional consideration and care. Live and instant feedback can be reviewed by the Managers and the quality of service cannot be compromised at any cost. GratZeez can be utilized to find the spots with the best service through the GPS”.

Is GratZeez a beneficial app for business owners?

“Business owners can be more beneficial to know their business insights to improve. For instance, if there is an issue in a particular room in a hotel, the specific details of room including room number can be reviewed about the quality of service. Another component of our app is the opportunity to give a more customized experience to both the tipper and the administration supplier by bringing both together. Both have the alternative to put their names and pictures in the application, so rehash clients will have the capacity to request servers by name. This personalization of the administration business is simply one more way of bringing the cordiality business in future.

What are the other benefits of the tipping app?

“Tips have been a moderately unaltered staple of the administration business all through late history. “Unaltered” does not generally mean flawless, and there are a lot of opportunities to get better with regards to how tips are prepared. One of the main benefits of the Tipping App is to ‘share a note of appreciation’ or a review of their service, whether good or bad. Sharing a note if appreciation will be a boost for their career life or a bad review can be a stepping stone to improve their service. GratZeez proves to be a quite secured app even though it provides an option for sharing the review. The account holder details will never be exchanged in any circumstances without effort from the user. Comfort for the client is the ruler of the logic behind present day mechanical progression, and GratZeeZ grasps it with excitement. Account creation, monetary record interfacing, discovering the server, selecting a tip, and accepting assets are all encouraged through the fast, lightweight application.”

To treat and to greet is just like a give and take policy in the hospitality industry. Never miss any opportunity to show gratuity to a person who served you. It may come to you with more benefits in return.